Invoice Factoring

Invoice Factoring: Unlock Cash Flow with Your Unpaid Invoices

At HelixAdvance, we empower innovative businesses to fuel their growth by converting outstanding invoices into immediate working capital. Our invoice factoring solution is a direct funding option—not a loan—that transforms your future sales into the cash you need today.

Funding Range

$10K – $2M

Approvals as Fast as
4 Hours

Fundings as Fast as
24 Hours

Better Business Bureau
A+ Rated

What is Invoice Factoring?

Invoice factoring is a financing arrangement where you sell your unpaid invoices (or a portion of them) to us in exchange for a lump sum of cash. Instead of waiting 30 days or more for customer payments, you get access to funds right away, boosting your cash flow and keeping your business moving forward.

How It Works

Sell Your Invoices:
You provide us with your outstanding invoices. For example, if you have 100 invoices valued at $1,000 each, your total invoice value is $100,000.
Factor Fee Calculation:
We purchase your invoices after deducting a small factoring fee—say, 5% of the total invoice value. In our example, that fee is $5,000, meaning we’d offer you $95,000 for your invoices.
Upfront Payment & Holdback:
Typically, we pay you a significant portion of the purchase value upfront. For instance, if the upfront payment is 80%, you receive $76,000 immediately. The remaining holdback—$19,000 in our example—is released once your customers pay the invoices in full.

Key Benefits

Simple Approval Process:
Our streamlined evaluation focuses on your invoice totals and the quality of the invoices—not solely on credit scores or long business history.
No Collateral Required:
Since invoice factoring is based on your receivables, you don’t risk personal or business assets as collateral.
Immediate Cash Flow:
Get fast access to the funds you need, helping you cover operational costs, purchase equipment, or seize growth opportunities.
Aligned with Revenue:
Repayment adjusts with your sales—if your business does well, you repay faster; if sales slow, your repayment amounts adjust accordingly.

How Helix Advance Works

Apply in Minutes

Complete our quick, online application and submit your business details. Submit the required documentation and finalize the agreement with our dedicated team.

Receive Your Offer

We analyze your project and provide a personalized funding proposal based on your potential

Finalize & Secure Funding

Once approved, receive the funds directly in your account within 24 hours and watch your vision take flight.

HelixAdvance