Merchant Cash Advance – Fast, Flexible Funding for Your Business

Empowering Innovation Through Direct Capital

Business owners need immediate cash to fuel growth, hire staff, purchase equipment, or manage seasonality. With our Merchant Cash Advance, get the capital you need—quickly and hassle-free.

Funding Range

$10K – $2M

Approvals as Fast as
4 Hours

Fundings as Fast as
24 Hours

Better Business Bureau
A+ Rated

What Is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is a specialized funding solution designed to provide business owners with a short-term cash infusion. Unlike traditional loans, an MCA is a cash advance against future sales. Often referred to as “revenue-based funding,” this solution allows you to repay using a percentage of your daily sales. At HelixAdvance, we invest our own capital directly, ensuring a swift and straightforward process tailored to your unique business needs.

How Helix Advance Works

application illustration

Apply in Minutes

Complete our quick, online application and submit your business details. Submit the required documentation and finalize the agreement with our dedicated team.

Expert Lead Processing​

Receive Your Offer

We analyze your project and provide a personalized funding proposal based on your potential

Meaningful Connections​

Finalize & Secure Funding

Once approved, receive the funds directly in your account within 24 hours and watch your vision take flight.

FAQs

What happens if my sales increase and I pay off my MCA early?

There is no fee for paying off your MCA early. An MCA is structured so that Helix Advance receives an agreed-upon percent of your sales revenue until the advance is repurchased.  So, if your business does great, your funder gets repaid faster. 

Additionally, if sales slow and your revenue decreases, so do your remittances.

Unlike a loan that charges interest, there are no additional fees if the repurchase takes longer than initially anticipated.

Repayments are based on a percentage of your sales. If sales slow down, your remittance adjusts accordingly, easing the burden during lean periods. This flexible repayment structure is one of the key advantages of an MCA.

Since repayments are drawn as a percentage of future sales, they naturally adjust to your business performance. While they do reduce your future cash flow, they also provide the immediate capital needed to sustain and grow your business.

Almost every company requires additional capital at some point to grow and expand, of even simply to survive. Cash shortages can arise due to many common business activities, and it’s a normal condition for most businesses. 

At HelixAdvance, we have helped businesses with all type of cash shortages.  Cash shortages can be due to reduced cash flow from seasonal swings in sales, expansion, investments in machinery, or to take advantage of favorable purchasing opportunities. Whatever the reason, the decision to seek additional funding should be balanced with your expectations for future growth and your company’s ability to repay the borrowed amounts.

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